PF Withdrawal by Giving a Missed Call: Here’s the Real Process

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In recent times, a viral message has claimed that you can withdraw your Provident Fund (PF) simply by giving a missed call. But is it really true? Let’s decode the facts and understand the correct process for checking PF balance and withdrawing funds from your EPF account.

ЁЯФН Can You Withdraw PF by Giving a Missed Call?

No, you cannot withdraw your PF amount by giving a missed call. The missed call service provided by the EmployeesтАЩ Provident Fund Organisation (EPFO) is only meant for checking your PF balance and not for initiating any withdrawal process.

ЁЯУЮ How to Check PF Balance via Missed Call

EPFO allows users to check their PF balance by simply giving a missed call to 9966044425 from their UAN-registered mobile number.

  • Dial 9966044425 from your registered mobile number
  • The call disconnects automatically
  • You receive an SMS with your PF balance, last contribution, and UAN details

тЬЕ To use this service, your UAN must be activated and your KYC details like Aadhaar, PAN, and bank account must be linked to it.

ЁЯТ╝ How to Actually Withdraw Your PF Online

To withdraw PF, EPFO provides an online facility via the Unified Member Portal. Here’s how you can do it:

  1. Go to unifiedportal-mem.epfindia.gov.in
  2. Login using your UAN and password
  3. Click on ‘Online Services’ тЖТ ‘Claim (Form-31, 19 & 10C)’
  4. Verify your KYC details
  5. Choose the relevant withdrawal form and submit the claim

Once submitted, your request is processed, and the funds are usually transferred to your linked bank account within 7 to 20 working days.

ЁЯЖХ New Updates: UPI and ATM-Based Withdrawals

EPFO is planning to launch PF 3.0, a new upgrade that will allow users to withdraw their PF using UPI or special EPF-linked ATM cards. This system is expected to make withdrawals faster and more accessible for millions of employees across India.

тЬЕ Summary: What You Can and Cannot Do

Action Missed Call Online Portal PF 3.0 (Upcoming) Check Balance тЬФя╕П тЬФя╕П тЬФя╕П Withdraw Funds тЭМ тЬФя╕П тЬФя╕П (Coming Soon) Needs UAN + KYC тЬФя╕П тЬФя╕П тЬФя╕П

ЁЯУв Final Word

While the idea of withdrawing PF via a missed call is tempting, it is not true. The missed call feature is a quick way to check your balance, but for any withdrawal, you must use the official EPFO portal. Be cautious of misleading messages and always rely on official sources for your financial actions.

Stay updated with reliable information and make use of EPFOтАЩs convenient digital services to manage your Provident Fund account safely and efficiently.

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