Akshat Shrivastava Sparks National Dialogue on Exams, Work Culture, and Smart Money Choices

Mumbai: Popular finance influencer and educator Akshat Shrivastava is making headlines once again, this time for stirring bold conversations across India on the nation’s obsession with competitive exams, extreme work culture, and the need for financial literacy among the youth.

“There is Life Beyond IIT, UPSC, CAT, NEET”

In a widely circulated post earlier this week, Shrivastava challenged India’s deeply entrenched exam-centric culture, urging students and parents alike to reconsider their definition of success.

“Your self-worth is not defined by a rank,”

He added that the current system traps millions in a cycle of fear, pressure, and limited imagination. His message resonated with thousands, especially among students feeling suffocated by the burden of expectations.

From ₹10,000 Salary to 95% Savings Rate

Sharing his personal journey, Shrivastava revealed how he rose from earning ₹10,000/month to now saving 95% of his income. The key? One golden rule:

“Don’t buy it unless you can afford it twice.”

He credited his disciplined lifestyle, early frugality, and investing in high-growth assets for this transformation—encouraging young professionals to prioritize financial independence over flashy spending.

Mumbai Property Bubble or Not?

Shrivastava pointed out that Mumbai real estate is now 20% pricier than Dubai, yet people continue buying due to deep-rooted cultural sentiments and informal capital sources.

He contrasted this with stock market investing, which he believes is becoming more global, though Indian regulators continue to nudge investors toward domestic assets.

India’s Overworked Generation

On June 20, Shrivastava posted:

“Indians are some of the most overworked people on Earth—not because of ambition, but survival.”

He linked this to the country’s academic culture, where students are trained from a young age to study 10–12 hours daily. This, he argues, leads to a workaholic mindset in adulthood that sacrifices health and relationships.

The ₹1 Crore Illusion

Shrivastava warned against assuming that having ₹1 crore in savings guarantees wealth. Without understanding inflation and currency depreciation, many underestimate how fast money loses value.

He advised investing in assets like equities, gold, real estate, or cryptocurrency that can potentially outpace inflation with strategic planning and research.

A Voice for the Ambitious, Not Just the Privileged

Whether he’s simplifying wealth-building, debunking financial myths, or questioning societal norms, Akshat Shrivastava is emerging as a relatable guide for India’s aspiring youth—encouraging them to think critically, act wisely, and dream beyond traditional boundaries.


Tags: Akshat Shrivastava, Financial Freedom, Indian Education, Work Culture, Investment Tips, Mumbai Real Estate, Exam Pressure

Leave a Comment